Build the client due diligence and monitoring appropriate to non-performing loan recovery.
Managing Non-Performing Loan Portfolios and Collection Strategies
A concise, decision-focused programme covering non-performing loan recovery end to end.
Course Overview
In finance the difference between a healthy position on non-performing loan recovery and a dangerous one is often a single assumption. Growth built on poorly controlled the financial and banking practice capability reverses faster than it accumulated. Field experience suggests that the barrier to better this part of financial and banking practice is rarely technical. Work is grounded in real cases drawn from non-performing loan recovery, which each participant adapts to conditions in their own organisation. The programme works equally well for those formalising the wider financial and banking practice agenda for the first time and those improving an existing approach. Teams frequently over-invest in documenting this strand of financial and banking practice and under-invest in testing it. The course sets out a working method for non-performing loan recovery that participants can apply the week they return. They gain the ability to sequence improvements to this area of financial and banking practice in an order their organisation can absorb. Work concludes with a self-assessment of the practice within financial and banking practice that participants can repeat annually.
Expected Learning Outcomes
Plan the remediation route when a weakness in non-performing loan recovery is identified.
Validate the assumptions inside any model supporting non-performing loan recovery.
Design the reporting on non-performing loan recovery that reaches decision makers in time to act.
Structure records of non-performing loan recovery so that they answer the questions an auditor will actually ask.
Reduce avoidable variation in how non-performing loan recovery is carried out across teams.
Estimate what non-performing loan recovery costs to run properly, and what is lost when it is not.
Who Should Attend
Investment and portfolio managers exposed to non-performing loan recovery.
Managers in small and medium organisations who own non-performing loan recovery alongside other duties.
Technical staff being prepared for supervisory responsibility over non-performing loan recovery.
Internal auditors reviewing the controls around non-performing loan recovery.
Financial technology and change staff modernising non-performing loan recovery.
Operations staff executing and settling non-performing loan recovery.
Course Modules
Non-performing loan recovery: risk appetite, limits and policy
2 sessions · 8 pointsSession 1Building the method for non-performing loan recovery step by step
- Confirm client due diligence standards applied to non-performing loan recovery are current.
- Review the pricing of non-performing loan recovery against the risk being assumed.
- Assess the capital consumed by non-performing loan recovery under current and stressed conditions.
- Document the remediation plan for each known weakness in non-performing loan recovery.
Session 2Who answers for non-performing loan recovery, and to whom
- Prepare the response for the most likely failure in non-performing loan recovery.
- Anticipate the objections non-performing loan recovery will raise and prepare the answers.
- Set early warning indicators for non-performing loan recovery with defined action thresholds.
- Confirm segregation of duties across initiation, approval and settlement of non-performing loan recovery.
Non-performing loan recovery: regulatory obligation and supervisory expectation
2 sessions · 8 pointsSession 1The control on non-performing loan recovery that looks strong and is not
- Check the accounting treatment applied to non-performing loan recovery against current standards.
- Assign responsibility for keeping documentation of non-performing loan recovery current.
- Set out how exceptions to non-performing loan recovery are requested and approved.
- Design the exception process for non-performing loan recovery and require a documented rationale.
Session 2What has to be agreed before work on non-performing loan recovery starts
- Identify the data already collected that bears on non-performing loan recovery.
- Review concentration by counterparty, sector and geography inside non-performing loan recovery.
- Confirm reporting on non-performing loan recovery reaches the committee that can act on it.
- Identify the key controls over non-performing loan recovery and who tests them.
Non-performing loan recovery: stress testing and scenario analysis
2 sessions · 8 pointsSession 1Handling a breach of policy on non-performing loan recovery properly
- Identify where judgement in non-performing loan recovery is legitimate and where it is not.
- State the risk appetite for non-performing loan recovery as a number, not an adjective.
- Define the trigger that would require non-performing loan recovery to be redesigned.
- Confirm that reporting on non-performing loan recovery reaches the people who can act.
Session 2Concentration building quietly inside non-performing loan recovery
- Define acceptance criteria for non-performing loan recovery in advance.
- Check that non-performing loan recovery still works when volumes rise unexpectedly.
- Agree the smallest change to non-performing loan recovery that would be visibly useful.
- Translate the appetite for non-performing loan recovery into limits someone monitors daily.
Non-performing loan recovery: capital, liquidity and balance sheet effect
2 sessions · 8 pointsSession 1Evidencing that non-performing loan recovery worked as designed
- Map the handovers in non-performing loan recovery between functions and secure them.
- List the assumptions in any model supporting non-performing loan recovery and when each was last challenged.
- Confirm that contractual obligations around non-performing loan recovery are understood.
- Agree who signs off non-performing loan recovery and record that they did.
Session 2Pricing non-performing loan recovery for the risk actually taken
- Check the legal and contractual exposure created by non-performing loan recovery.
- Review whether non-performing loan recovery is aligned with the objectives of the business line.
- Rank the weaknesses in non-performing loan recovery by consequence rather than by ease of fixing.
- Set escalation thresholds for non-performing loan recovery that work out of hours.
Choose the package that suits you
Silver Package
At least 3 people
- Workshop or Program Participation
- Airport Transfers
- Customized Badge
- Expert Mentorship (Private Sessions)
- Supervision & Secretarial Services
- Accredited Certificate of Participation
- Complete Training Kit
- Coffee Break
- Closing Ceremony
Gold Package
At least 3 people
- 5-night stay in a 5-star hotel
- Workshop or Program Participation
- Airport Transfers
- Customized Badge
- Expert Mentorship (Private Sessions)
- Supervision & Secretarial Services
- Accredited Certificate of Participation
- Complete Training Kit
- Coffee Break
- Closing Ceremony
Complete your registration
We will contact you within one business day to confirm.