In finance the difference between a healthy position on microfinance portfolio risk and a dangerous one is often a single assumption. Models supporting the wider financial and banking practice agenda fail quietly, and usually at the worst moment. It establishes a shared vocabulary for the financial and banking practice capability so that teams can disagree productively about it. The result is the confidence to make and defend decisions about microfinance portfolio risk under scrutiny. Progress on this strand of financial and banking practice is usually lost in the gap between approval and execution. The teaching approach is deliberately practical: participants build a control framework for the practice within financial and banking practice as they go. Applied research in financial and banking practice consistently shows that early structure around microfinance portfolio risk reduces downstream rework. The level assumes working familiarity with the business line but no prior formal training in this strand of financial and banking practice. Participants leave with a plan for the practice within financial and banking practice sized to what their organisation can realistically absorb.
Expected Learning Outcomes
✓
Establish the segregation of duties required around microfinance portfolio risk.
✓
Define the risk appetite applying to microfinance portfolio risk and translate it into operating limits.
✓
Establish escalation routes for microfinance portfolio risk that work outside normal hours.
✓
Price microfinance portfolio risk to reflect the risk actually being taken.
✓
Design reconciliation and settlement controls covering microfinance portfolio risk.
✓
Sequence improvements to microfinance portfolio risk so that each step makes the next one easier.
✓
Reduce avoidable variation in how microfinance portfolio risk is carried out across teams.
