Verify that improvements to SME loan guarantee programmes have held six months after they were introduced.
Managing Loan Guarantee Programmes for Small and Medium Enterprises
Build a working method for SME loan guarantee programmes that stands up to scrutiny and survives daily pressure.
📍 Istanbul🗓️ 5 training days📚 4 modules🎓 Accredited certificate
5intensive training days
4scientific modules
8training sessions
32detailed points
Course Overview
Regulators no longer accept intent as evidence of control over SME loan guarantee programmes. The audit trail behind guarantee programmes matters as much as the decision itself. The method assumes participants will be challenged on their handling of the practice within financial and banking practice and prepares them for it. The programme is built to be used, and every section of SME loan guarantee programmes it covers ends in something applicable. Progress on the financial and banking practice capability is usually lost in the gap between approval and execution. Practitioner evidence points the same way: guarantee programmes improves fastest where responsibility for it is named and owned. It is appropriate for those preparing to take on wider responsibility for SME loan guarantee programmes. Participants finish able to explain guarantee programmes to a non-specialist audience without losing precision. The closing exercise tests whether the participant's plan for the financial and banking practice discipline survives a hostile question.
Expected Learning Outcomes
Stress test guarantee programmes against scenarios that are plausible rather than comfortable.
Price SME loan guarantee programmes to reflect the risk actually being taken.
Select indicators that show whether guarantee programmes is improving, and reject those that only look useful.
Design the reporting on SME loan guarantee programmes that reaches decision makers in time to act.
Align guarantee programmes with the wider objectives of the business line rather than optimising it in isolation.
Validate the assumptions inside any model supporting SME loan guarantee programmes.
Who Should Attend
Quality staff verifying that SME loan guarantee programmes performs as designed.
Financial technology and change staff modernising guarantee programmes.
Treasury and asset-liability staff managing SME loan guarantee programmes.
Managers in small and medium organisations who own guarantee programmes alongside other duties.
Risk managers responsible for SME loan guarantee programmes.
Investment and portfolio managers exposed to guarantee programmes.
Course Modules
SME loan guarantee programmes: regulatory obligation and supervisory expectation
2 sessions · 8 pointsSession 1Evidencing that SME loan guarantee programmes worked as designed
- Check the legal and contractual exposure created by SME loan guarantee programmes.
- Set early warning indicators for guarantee programmes with defined action thresholds.
- Test SME loan guarantee programmes against a scenario the organisation would rather not model.
- Check the accounting treatment applied to guarantee programmes against current standards.
Session 2The paperwork for guarantee programmes that is actually needed
- Document the remediation plan for each known weakness in SME loan guarantee programmes.
- Identify the data already collected that bears on guarantee programmes.
- State the risk appetite for SME loan guarantee programmes as a number, not an adjective.
- Agree who signs off guarantee programmes and record that they did.
Guarantee programmes: capital, liquidity and balance sheet effect
2 sessions · 8 pointsSession 1Building lasting competence in guarantee programmes
- Anticipate the objections SME loan guarantee programmes will raise and prepare the answers.
- Write down the assumptions underpinning the approach to guarantee programmes.
- Review the pricing of SME loan guarantee programmes against the risk being assumed.
- Confirm that those complying with guarantee programmes understand why it exists.
Session 2The cost of guarantee programmes and how to present it
- Confirm regulatory reporting on SME loan guarantee programmes is complete, timely and reconciled.
- Set escalation thresholds for guarantee programmes that work out of hours.
- Check that SME loan guarantee programmes still works when volumes rise unexpectedly.
- Confirm segregation of duties across initiation, approval and settlement of guarantee programmes.
Guarantee programmes: pricing, profitability and risk-adjusted return
2 sessions · 8 pointsSession 1Handling a breach of policy on guarantee programmes properly
- Test the procedure for SME loan guarantee programmes against a realistic scenario.
- Reduce the variation in how guarantee programmes is carried out between teams.
- Confirm that reporting on SME loan guarantee programmes reaches the people who can act.
- Confirm client due diligence standards applied to guarantee programmes are current.
Session 2The control on SME loan guarantee programmes that looks strong and is not
- Review concentration by counterparty, sector and geography inside SME loan guarantee programmes.
- Identify the key controls over guarantee programmes and who tests them.
- Verify reconciliation and settlement controls covering SME loan guarantee programmes.
- Draft the minimum viable control framework for guarantee programmes.
Guarantee programmes: measurement, models and their assumptions
2 sessions · 8 pointsSession 1Reporting guarantee programmes so the reader can act on it
- Build the internal briefing that explains SME loan guarantee programmes to those affected.
- Define the trigger that would require guarantee programmes to be redesigned.
- Close out actions on SME loan guarantee programmes rather than leaving them open indefinitely.
- Compare the cost of guarantee programmes with the cost of its absence.
Session 2What guarantee programmes does to capital and liquidity under stress
- Confirm reporting on SME loan guarantee programmes reaches the committee that can act on it.
- Define acceptance criteria for guarantee programmes in advance.
- Prepare the evidence pack demonstrating SME loan guarantee programmes operated as designed.
- Set the review interval for guarantee programmes and who attends.
Choose the package that suits you
Silver Package
At least 3 people
USD1,250
- Workshop or Program Participation
- Airport Transfers
- Customized Badge
- Expert Mentorship (Private Sessions)
- Supervision & Secretarial Services
- Accredited Certificate of Participation
- Complete Training Kit
- Coffee Break
- Closing Ceremony
Gold Package
At least 3 people
USD1,850
- 5-night stay in a 5-star hotel
- Workshop or Program Participation
- Airport Transfers
- Customized Badge
- Expert Mentorship (Private Sessions)
- Supervision & Secretarial Services
- Accredited Certificate of Participation
- Complete Training Kit
- Coffee Break
- Closing Ceremony
Complete your registration
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