Plan the handover of credit concentration risk so that capability is not lost when key staff move on.
Managing Credit Concentration Risk in Large Banking Portfolios
Turn credit concentration risk from a stated policy into a practice your organisation can evidence.
📍 Cairo🗓️ 5 training days📚 4 modules🎓 Accredited certificate
5intensive training days
4scientific modules
8training sessions
32detailed points
Course Overview
Regulators no longer accept intent as evidence of control over credit concentration risk. Models supporting this area of financial and banking practice fail quietly, and usually at the worst moment. The programme uses small-group work so that each participant's treatment of the financial and banking practice discipline is examined, not just described. It concentrates on the parts of credit concentration risk that determine outcomes and treats the rest proportionately. Plans for this aspect of financial and banking practice often fail at the handover point between functions. The professional literature on this strand of financial and banking practice converges on a small set of controls that reliably work. The result is the confidence to make and defend decisions about credit concentration risk under scrutiny. The material serves both public bodies and commercial organisations dealing with the practice within financial and banking practice. It closes by agreeing the smallest change to the wider financial and banking practice agenda that would make a visible difference.
Expected Learning Outcomes
Prepare the regulatory submissions arising from credit concentration risk.
Review the contractual and legal exposure created by credit concentration risk.
Integrate credit concentration risk into existing management routines rather than running it separately.
Build the client due diligence and monitoring appropriate to credit concentration risk.
Establish the segregation of duties required around credit concentration risk.
Prepare a short, evidence-based briefing on credit concentration risk for senior management.
Who Should Attend
Consultants and advisers supporting clients on credit concentration risk.
Internal auditors reviewing the controls around credit concentration risk.
Operations staff who encounter the consequences of credit concentration risk directly.
Board risk committee members overseeing credit concentration risk.
Relationship and product managers whose targets depend on credit concentration risk.
Operations staff executing and settling credit concentration risk.
Course Modules
Credit concentration risk: capital, liquidity and balance sheet effect
2 sessions · 8 pointsSession 1Handling a breach of policy on credit concentration risk properly
- Confirm that reporting on credit concentration risk reaches the people who can act.
- Prepare the summary of credit concentration risk that senior management will read.
- Set out how exceptions to credit concentration risk are requested and approved.
- Draft the minimum viable control framework for credit concentration risk.
Session 2Evidencing that credit concentration risk worked as designed
- Identify the data already collected that bears on credit concentration risk.
- Test the procedure for credit concentration risk against a realistic scenario.
- Confirm client due diligence standards applied to credit concentration risk are current.
- Check the accounting treatment applied to credit concentration risk against current standards.
Credit concentration risk: stress testing and scenario analysis
2 sessions · 8 pointsSession 1Comparing credit concentration risk with recognised practice
- Set early warning indicators for credit concentration risk with defined action thresholds.
- Confirm reporting on credit concentration risk reaches the committee that can act on it.
- Verify six months later that changes to credit concentration risk have held.
- Close out actions on credit concentration risk rather than leaving them open indefinitely.
Session 2Pricing credit concentration risk for the risk actually taken
- Assess the capital consumed by credit concentration risk under current and stressed conditions.
- Record what was learned when credit concentration risk did not go as planned.
- Identify where judgement in credit concentration risk is legitimate and where it is not.
- Identify the key controls over credit concentration risk and who tests them.
Credit concentration risk: measurement, models and their assumptions
2 sessions · 8 pointsSession 1Where credit concentration risk typically breaks, and why
- Review concentration by counterparty, sector and geography inside credit concentration risk.
- Confirm segregation of duties across initiation, approval and settlement of credit concentration risk.
- State the risk appetite for credit concentration risk as a number, not an adjective.
- Design the exception process for credit concentration risk and require a documented rationale.
Session 2Stress scenarios for credit concentration risk that are plausible rather than convenient
- List the assumptions in any model supporting credit concentration risk and when each was last challenged.
- Assign responsibility for keeping documentation of credit concentration risk current.
- Document the remediation plan for each known weakness in credit concentration risk.
- Check the legal and contractual exposure created by credit concentration risk.
Credit concentration risk: regulatory obligation and supervisory expectation
2 sessions · 8 pointsSession 1The decisions in credit concentration risk that cannot be delegated
- Collect evidence on the present handling of credit concentration risk before proposing changes.
- Confirm regulatory reporting on credit concentration risk is complete, timely and reconciled.
- Map the handovers in credit concentration risk between functions and secure them.
- Agree the smallest change to credit concentration risk that would be visibly useful.
Session 2What credit concentration risk does to capital and liquidity under stress
- Verify reconciliation and settlement controls covering credit concentration risk.
- Record the rationale for each significant choice made about credit concentration risk.
- Prepare the evidence pack demonstrating credit concentration risk operated as designed.
- Build the internal briefing that explains credit concentration risk to those affected.
Choose the package that suits you
Silver Package
At least 3 people
USD1,250
- Workshop or Program Participation
- Airport Transfers
- Customized Badge
- Expert Mentorship (Private Sessions)
- Supervision & Secretarial Services
- Accredited Certificate of Participation
- Complete Training Kit
- Coffee Break
- Closing Ceremony
Gold Package
At least 3 people
USD1,850
- 5-night stay in a 5-star hotel
- Workshop or Program Participation
- Airport Transfers
- Customized Badge
- Expert Mentorship (Private Sessions)
- Supervision & Secretarial Services
- Accredited Certificate of Participation
- Complete Training Kit
- Coffee Break
- Closing Ceremony
Complete your registration
We will contact you within one business day to confirm.