Regulators no longer accept intent as evidence of control over machine intelligence in credit assessment. Models supporting credit assessment fail quietly, and usually at the worst moment. The programme takes participants through the wider financial and banking practice agenda end to end, from framing the problem to closing it out. Where machine intelligence in credit assessment is measured, it improves; where it is only discussed, it drifts. What blocks progress on this strand of financial and banking practice is usually unclear ownership rather than unclear intent. Participants finish able to explain credit assessment to a non-specialist audience without losing precision. The programme suits teams tackling machine intelligence in credit assessment together as readily as individuals attending alone. Sessions alternate between guided analysis of credit assessment and supervised application. It closes by agreeing the smallest change to the practice within financial and banking practice that would make a visible difference.
Expected Learning Outcomes
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Build the control framework around machine intelligence in credit assessment that an examiner would accept.
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Prepare the regulatory submissions arising from credit assessment.
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Review the contractual and legal exposure created by machine intelligence in credit assessment.
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Verify that improvements to credit assessment have held six months after they were introduced.
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Validate the assumptions inside any model supporting machine intelligence in credit assessment.
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Assess the current state of credit assessment against a structured set of criteria rather than impressions.
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Adapt recognised practice on machine intelligence in credit assessment to local constraints without hollowing it out.
Who Should Attend
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Financial technology and change staff modernising machine intelligence in credit assessment.
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Project and programme managers whose delivery depends on credit assessment.
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Internal auditors reviewing how machine intelligence in credit assessment is designed and operated.
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Board risk committee members overseeing credit assessment.
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Compliance officers overseeing machine intelligence in credit assessment.
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Operations staff executing and settling credit assessment.
Course Modules
Open any module to see its sessions and topics.
01
Machine intelligence in credit assessment: regulatory obligation and supervisory expectation
2 sessions · 8 points
Session 1The control on machine intelligence in credit assessment that looks strong and is not
Prepare the evidence pack demonstrating machine intelligence in credit assessment operated as designed.
Check the legal and contractual exposure created by credit assessment.
Check that machine intelligence in credit assessment still works when volumes rise unexpectedly.
Verify reconciliation and settlement controls covering credit assessment.
Session 2Pricing credit assessment for the risk actually taken
Set early warning indicators for machine intelligence in credit assessment with defined action thresholds.
Confirm reporting on credit assessment reaches the committee that can act on it.
Confirm client due diligence standards applied to machine intelligence in credit assessment are current.
Design the exception process for credit assessment and require a documented rationale.
02
Credit assessment: stress testing and scenario analysis
2 sessions · 8 points
Session 1Building the method for credit assessment step by step
Confirm that reporting on machine intelligence in credit assessment reaches the people who can act.
Prepare the summary of credit assessment that senior management will read.
Build the competence framework that supports machine intelligence in credit assessment.
Confirm segregation of duties across initiation, approval and settlement of credit assessment.
Session 2Evidencing that credit assessment worked as designed
Review whether machine intelligence in credit assessment is aligned with the objectives of the business line.
Test the procedure for credit assessment against a realistic scenario.
Draft the minimum viable control framework for machine intelligence in credit assessment.
Identify the data already collected that bears on credit assessment.
03
Credit assessment: pricing, profitability and risk-adjusted return
2 sessions · 8 points
Session 1The assumption inside the model for credit assessment that nobody revisits
Establish the boundary of machine intelligence in credit assessment and record what sits outside it.
Review concentration by counterparty, sector and geography inside credit assessment.
Compare the cost of machine intelligence in credit assessment with the cost of its absence.
Agree the smallest change to credit assessment that would be visibly useful.
Session 2What to measure in machine intelligence in credit assessment and what to ignore
Reduce the variation in how machine intelligence in credit assessment is carried out between teams.
Arrange the handover of credit assessment so capability survives staff changes.
Confirm that those complying with machine intelligence in credit assessment understand why it exists.
Establish what evidence demonstrates credit assessment is under control.
04
Credit assessment: the control framework and segregation of duties
2 sessions · 8 points
Session 1What a supervisor will ask about credit assessment, and in what order
Agree who signs off machine intelligence in credit assessment and record that they did.
Identify the key controls over credit assessment and who tests them.
Plan the sequence in which improvements to machine intelligence in credit assessment will be introduced.
Review the pricing of credit assessment against the risk being assumed.
Session 2Getting other functions to support credit assessment
Assess the capital consumed by machine intelligence in credit assessment under current and stressed conditions.
Translate the appetite for credit assessment into limits someone monitors daily.
Confirm regulatory reporting on machine intelligence in credit assessment is complete, timely and reconciled.
List the assumptions in any model supporting credit assessment and when each was last challenged.
Choose the package that suits you
Silver Package
At least 3 people
USD1,250
Workshop or Program Participation
Airport Transfers
Customized Badge
Expert Mentorship (Private Sessions)
Supervision & Secretarial Services
Accredited Certificate of Participation
Complete Training Kit
Coffee Break
Closing Ceremony
Gold Package
At least 3 people
USD1,850
5-night stay in a 5-star hotel
Workshop or Program Participation
Airport Transfers
Customized Badge
Expert Mentorship (Private Sessions)
Supervision & Secretarial Services
Accredited Certificate of Participation
Complete Training Kit
Coffee Break
Closing Ceremony
Complete your registration
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