Finance and Banking

Loan Portfolio Management Strategies for Individuals and Corporates

A working programme in loan portfolio management for managers who have to deliver with existing resources.

  • 5training days
  • 4modules
  • 8sessions
  • 32topics
View packages and pricesCourse outline
Loan Portfolio Management Strategies for Individuals and Corporates
5days

About the programme

Course Overview

Capital, liquidity and reputation are all exposed by weak handling of loan portfolio management. The audit trail behind the practice within financial and banking practice matters as much as the decision itself. They acquire practical criteria for judging when the wider financial and banking practice agenda is working and when it is only appearing to. Most organisations already have a policy on loan portfolio management; far fewer can show it working. Across sectors, teams that rehearse this aspect of financial and banking practice outperform teams that only plan it. The course covers the practice within financial and banking practice at the level of detail needed to act, and stops there. Cases are chosen to expose the trade-offs in loan portfolio management rather than to illustrate ideal conditions. It suits anyone whose decisions touch the wider financial and banking practice agenda, in large organisations and small ones alike. Participants leave with a plan for the financial and banking practice discipline sized to what their organisation can realistically absorb.

Expected Learning Outcomes

  • Communicate the purpose of loan portfolio management to those who have to comply with it.

  • Stress test loan portfolio management against scenarios that are plausible rather than comfortable.

  • Review the contractual and legal exposure created by loan portfolio management.

  • Set early warning indicators that flag deterioration in loan portfolio management.

  • Establish the segregation of duties required around loan portfolio management.

  • Apply a repeatable review cycle to loan portfolio management and act on what it produces.

  • Document decisions about loan portfolio management in a form that remains useful after the people change.

Who Should Attend

  • Managers with direct responsibility for loan portfolio management within the business line.

  • Training and development staff building internal capability in loan portfolio management.

  • Risk managers responsible for loan portfolio management.

  • Credit and underwriting officers assessing loan portfolio management.

  • Compliance officers overseeing loan portfolio management.

  • Financial technology and change staff modernising loan portfolio management.

Course Modules

Open any module to see its sessions and topics.

01

Loan portfolio management: pricing, profitability and risk-adjusted return

2 sessions · 8 points

Session 1Pricing loan portfolio management for the risk actually taken

  • Design the exception process for loan portfolio management and require a documented rationale.
  • Prepare the response for the most likely failure in loan portfolio management.
  • Confirm client due diligence standards applied to loan portfolio management are current.
  • Benchmark the organisation's loan portfolio management against comparable operations.

Session 2Evidencing that loan portfolio management worked as designed

  • Verify six months later that changes to loan portfolio management have held.
  • Check the accounting treatment applied to loan portfolio management against current standards.
  • Prepare the evidence pack demonstrating loan portfolio management operated as designed.
  • Confirm reporting on loan portfolio management reaches the committee that can act on it.
02

Loan portfolio management: audit evidence and examiner readiness

2 sessions · 8 points

Session 1The paperwork for loan portfolio management that is actually needed

  • Review whether loan portfolio management is aligned with the objectives of the business line.
  • Confirm that those complying with loan portfolio management understand why it exists.
  • Build the internal briefing that explains loan portfolio management to those affected.
  • Confirm that reporting on loan portfolio management reaches the people who can act.

Session 2Concentration building quietly inside loan portfolio management

  • Plan the sequence in which improvements to loan portfolio management will be introduced.
  • Identify the key controls over loan portfolio management and who tests them.
  • Record the rationale for each significant choice made about loan portfolio management.
  • List the assumptions in any model supporting loan portfolio management and when each was last challenged.
03

Loan portfolio management: the control framework and segregation of duties

2 sessions · 8 points

Session 1The decisions in loan portfolio management that cannot be delegated

  • Agree the smallest change to loan portfolio management that would be visibly useful.
  • Test loan portfolio management against a scenario the organisation would rather not model.
  • Build the competence framework that supports loan portfolio management.
  • Check the legal and contractual exposure created by loan portfolio management.

Session 2Reporting loan portfolio management so the reader can act on it

  • Agree what will be standardised in loan portfolio management and what will not.
  • Distinguish symptoms from causes when loan portfolio management underperforms.
  • Verify reconciliation and settlement controls covering loan portfolio management.
  • Set escalation thresholds for loan portfolio management that work out of hours.
04

Loan portfolio management: capital, liquidity and balance sheet effect

2 sessions · 8 points

Session 1Making loan portfolio management work when resources are constrained

  • Assess the capital consumed by loan portfolio management under current and stressed conditions.
  • Confirm segregation of duties across initiation, approval and settlement of loan portfolio management.
  • Review the pricing of loan portfolio management against the risk being assumed.
  • Review concentration by counterparty, sector and geography inside loan portfolio management.

Session 2The control on loan portfolio management that looks strong and is not

  • Confirm regulatory reporting on loan portfolio management is complete, timely and reconciled.
  • Identify single points of dependency in loan portfolio management and reduce them.
  • Rehearse the briefing on loan portfolio management that would follow an incident.
  • Agree who signs off loan portfolio management and record that they did.

Choose the package that suits you

Silver Package

At least 3 people

USD1,250
  • Workshop or Program Participation
  • Airport Transfers
  • Customized Badge
  • Expert Mentorship (Private Sessions)
  • Supervision & Secretarial Services
  • Accredited Certificate of Participation
  • Complete Training Kit
  • Coffee Break
  • Closing Ceremony

Gold Package

At least 3 people

USD1,850
  • 5-night stay in a 5-star hotel
  • Workshop or Program Participation
  • Airport Transfers
  • Customized Badge
  • Expert Mentorship (Private Sessions)
  • Supervision & Secretarial Services
  • Accredited Certificate of Participation
  • Complete Training Kit
  • Coffee Break
  • Closing Ceremony

Complete your registration

We will contact you within one business day to confirm.

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