Design the reporting on rapid digital lending that reaches decision makers in time to act.
Designing Rapid Digital Lending Solutions for Individuals and Companies
Build a working method for rapid digital lending that stands up to scrutiny and survives daily pressure.
📍 Tunis🗓️ 5 training days📚 4 modules🎓 Accredited certificate
5intensive training days
4scientific modules
8training sessions
32detailed points
Course Overview
The audit trail behind rapid digital lending matters as much as the decision itself. In finance the difference between a healthy position on this area of financial and banking practice and a dangerous one is often a single assumption. Exercises escalate in difficulty, ending with the ambiguous situations that make this part of financial and banking practice hard in practice. It is pitched for practitioners with responsibility for rapid digital lending, not for observers of it. A common pattern is strong design of the practice within financial and banking practice paired with weak follow-through. Participants develop a defensible line of reasoning for the choices they make about this part of financial and banking practice. Comparative studies of rapid digital lending across sectors find the same handful of failure points recurring. The programme takes participants through this strand of financial and banking practice end to end, from framing the problem to closing it out. Participants finish with a short, specific brief on this aspect of financial and banking practice ready to put in front of a decision maker.
Expected Learning Outcomes
Design a training and briefing approach that sustains competence in rapid digital lending.
Anticipate the objections that rapid digital lending will attract internally and answer them in advance.
Document the approval chain for exceptions to policy on rapid digital lending.
Establish the segregation of duties required around rapid digital lending.
Assess the concentration risk building up inside rapid digital lending.
Establish what evidence would demonstrate that rapid digital lending is under control.
Who Should Attend
Compliance officers overseeing rapid digital lending.
Credit and underwriting officers assessing rapid digital lending.
Investment and portfolio managers exposed to rapid digital lending.
Operations staff executing and settling rapid digital lending.
Risk managers assessing the exposure created by rapid digital lending.
Compliance and governance staff whose remit includes rapid digital lending.
Course Modules
Rapid digital lending: capital, liquidity and balance sheet effect
2 sessions · 8 pointsSession 1The hard cases in rapid digital lending and how to reason about them
- Design the exception process for rapid digital lending and require a documented rationale.
- Check that rapid digital lending still works when volumes rise unexpectedly.
- Identify the key controls over rapid digital lending and who tests them.
- Remove steps in rapid digital lending that add effort without adding assurance.
Session 2Pricing rapid digital lending for the risk actually taken
- Check that records of rapid digital lending answer the questions likely to be asked.
- Assign responsibility for keeping documentation of rapid digital lending current.
- Reduce the variation in how rapid digital lending is carried out between teams.
- Document the remediation plan for each known weakness in rapid digital lending.
Rapid digital lending: exceptions, breaches and remediation
2 sessions · 8 pointsSession 1Building the method for rapid digital lending step by step
- Rank the weaknesses in rapid digital lending by consequence rather than by ease of fixing.
- Record what was learned when rapid digital lending did not go as planned.
- Name a single owner for each element of rapid digital lending.
- Confirm segregation of duties across initiation, approval and settlement of rapid digital lending.
Session 2Making rapid digital lending work when resources are constrained
- Identify the data already collected that bears on rapid digital lending.
- Confirm regulatory reporting on rapid digital lending is complete, timely and reconciled.
- Assess the capital consumed by rapid digital lending under current and stressed conditions.
- Agree what will be standardised in rapid digital lending and what will not.
Rapid digital lending: stress testing and scenario analysis
2 sessions · 8 pointsSession 1Evidencing that rapid digital lending worked as designed
- Confirm that contractual obligations around rapid digital lending are understood.
- Record the rationale for each significant choice made about rapid digital lending.
- State the risk appetite for rapid digital lending as a number, not an adjective.
- Test rapid digital lending against a scenario the organisation would rather not model.
Session 2Concentration building quietly inside rapid digital lending
- Prepare the evidence pack demonstrating rapid digital lending operated as designed.
- Check the legal and contractual exposure created by rapid digital lending.
- Distinguish symptoms from causes when rapid digital lending underperforms.
- Confirm that reporting on rapid digital lending reaches the people who can act.
Rapid digital lending: regulatory obligation and supervisory expectation
2 sessions · 8 pointsSession 1The control on rapid digital lending that looks strong and is not
- Verify reconciliation and settlement controls covering rapid digital lending.
- Rehearse the briefing on rapid digital lending that would follow an incident.
- Set early warning indicators for rapid digital lending with defined action thresholds.
- Set escalation thresholds for rapid digital lending that work out of hours.
Session 2Stress scenarios for rapid digital lending that are plausible rather than convenient
- Confirm client due diligence standards applied to rapid digital lending are current.
- Check the accounting treatment applied to rapid digital lending against current standards.
- Review concentration by counterparty, sector and geography inside rapid digital lending.
- List the assumptions in any model supporting rapid digital lending and when each was last challenged.
Choose the package that suits you
Silver Package
At least 3 people
USD1,250
- Workshop or Program Participation
- Airport Transfers
- Customized Badge
- Expert Mentorship (Private Sessions)
- Supervision & Secretarial Services
- Accredited Certificate of Participation
- Complete Training Kit
- Coffee Break
- Closing Ceremony
Gold Package
At least 3 people
USD1,850
- 5-night stay in a 5-star hotel
- Workshop or Program Participation
- Airport Transfers
- Customized Badge
- Expert Mentorship (Private Sessions)
- Supervision & Secretarial Services
- Accredited Certificate of Participation
- Complete Training Kit
- Coffee Break
- Closing Ceremony
Complete your registration
We will contact you within one business day to confirm.