Creditworthiness Analysis for Small and Medium Enterprises

Course Overview

In finance the difference between a healthy position on SME creditworthiness analysis and a dangerous one is often a single assumption. Growth built on poorly controlled the practice within financial and banking practice reverses faster than it accumulated. The programme builds the judgement to know which parts of this part of financial and banking practice to standardise and which to leave flexible. The programme takes participants through SME creditworthiness analysis end to end, from framing the problem to closing it out. Moving this area of financial and banking practice from written policy into daily practice is not achieved by a single decision. Post-incident reviews keep identifying weaknesses in the wider financial and banking practice agenda that were visible long before the incident. It is appropriate for those preparing to take on wider responsibility for SME creditworthiness analysis. Discussion is anchored to worked examples of this strand of financial and banking practice rather than to abstract argument. The final module sets out how progress on the financial and banking practice discipline will be evidenced six months later.