Agree the first three actions on personal financial planning that will be taken on returning to work.
Building Personal Financial Planning Strategies for High-Value Clients
A working programme in personal financial planning for managers who have to deliver with existing resources.
📍 Tunis🗓️ 5 training days📚 4 modules🎓 Accredited certificate
5intensive training days
4scientific modules
8training sessions
32detailed points
Course Overview
In finance the difference between a healthy position on personal financial planning and a dangerous one is often a single assumption. Regulators no longer accept intent as evidence of control over the wider financial and banking practice agenda. Across sectors, teams that rehearse the financial and banking practice discipline outperform teams that only plan it. It is designed for mixed groups, so that personal financial planning is examined from more than one functional angle. A common pattern is strong design of the practice within financial and banking practice paired with weak follow-through. Participants take away a working set of documents supporting this aspect of financial and banking practice, ready to be adapted internally. Cases are chosen to expose the trade-offs in personal financial planning rather than to illustrate ideal conditions. The programme is built to be used, and every section of the practice within financial and banking practice it covers ends in something applicable. Participants finish with a short, specific brief on the wider financial and banking practice agenda ready to put in front of a decision maker.
Expected Learning Outcomes
Define the risk appetite applying to personal financial planning and translate it into operating limits.
Integrate personal financial planning into existing management routines rather than running it separately.
Review the contractual and legal exposure created by personal financial planning.
Design reconciliation and settlement controls covering personal financial planning.
Handle the trade-offs in personal financial planning between speed, cost and assurance explicitly rather than implicitly.
Price personal financial planning to reflect the risk actually being taken.
Who Should Attend
Officers preparing reports on personal financial planning for boards or oversight committees.
Finance managers reporting on personal financial planning.
Investment and portfolio managers exposed to personal financial planning.
Relationship and product managers whose targets depend on personal financial planning.
Managers of multi-site operations seeking consistency in personal financial planning.
Financial technology and change staff modernising personal financial planning.
Course Modules
Personal financial planning: reporting that supports a decision
2 sessions · 8 pointsSession 1The control on personal financial planning that looks strong and is not
- Verify six months later that changes to personal financial planning have held.
- Confirm client due diligence standards applied to personal financial planning are current.
- Reduce the variation in how personal financial planning is carried out between teams.
- Test the procedure for personal financial planning against a realistic scenario.
Session 2The assumption inside the model for personal financial planning that nobody revisits
- Prepare the evidence pack demonstrating personal financial planning operated as designed.
- Establish the boundary of personal financial planning and record what sits outside it.
- Translate the appetite for personal financial planning into limits someone monitors daily.
- Write down the assumptions underpinning the approach to personal financial planning.
Personal financial planning: stress testing and scenario analysis
2 sessions · 8 pointsSession 1Moving personal financial planning from approval to execution
- Identify where judgement in personal financial planning is legitimate and where it is not.
- Rehearse the briefing on personal financial planning that would follow an incident.
- Check that personal financial planning still works when volumes rise unexpectedly.
- Confirm that reporting on personal financial planning reaches the people who can act.
Session 2Where personal financial planning typically breaks, and why
- Verify reconciliation and settlement controls covering personal financial planning.
- Confirm segregation of duties across initiation, approval and settlement of personal financial planning.
- Identify single points of dependency in personal financial planning and reduce them.
- Establish who is informed, consulted and accountable in personal financial planning.
Personal financial planning: audit evidence and examiner readiness
2 sessions · 8 pointsSession 1Building the method for personal financial planning step by step
- Assess the capital consumed by personal financial planning under current and stressed conditions.
- Confirm regulatory reporting on personal financial planning is complete, timely and reconciled.
- Identify the key controls over personal financial planning and who tests them.
- Plan the sequence in which improvements to personal financial planning will be introduced.
Session 2Setting a limit on personal financial planning that will actually be respected
- Design the exception process for personal financial planning and require a documented rationale.
- Agree the indicators that will show whether personal financial planning is improving.
- Check the accounting treatment applied to personal financial planning against current standards.
- List the assumptions in any model supporting personal financial planning and when each was last challenged.
Personal financial planning: capital, liquidity and balance sheet effect
2 sessions · 8 pointsSession 1Pricing personal financial planning for the risk actually taken
- Record what was learned when personal financial planning did not go as planned.
- Review concentration by counterparty, sector and geography inside personal financial planning.
- Set early warning indicators for personal financial planning with defined action thresholds.
- Review whether personal financial planning is aligned with the objectives of the business line.
Session 2What personal financial planning does to capital and liquidity under stress
- Anticipate the objections personal financial planning will raise and prepare the answers.
- Agree who signs off personal financial planning and record that they did.
- State the risk appetite for personal financial planning as a number, not an adjective.
- Check the legal and contractual exposure created by personal financial planning.
Choose the package that suits you
Silver Package
At least 3 people
USD1,250
- Workshop or Program Participation
- Airport Transfers
- Customized Badge
- Expert Mentorship (Private Sessions)
- Supervision & Secretarial Services
- Accredited Certificate of Participation
- Complete Training Kit
- Coffee Break
- Closing Ceremony
Gold Package
At least 3 people
USD1,850
- 5-night stay in a 5-star hotel
- Workshop or Program Participation
- Airport Transfers
- Customized Badge
- Expert Mentorship (Private Sessions)
- Supervision & Secretarial Services
- Accredited Certificate of Participation
- Complete Training Kit
- Coffee Break
- Closing Ceremony
Complete your registration
We will contact you within one business day to confirm.