Regulators no longer accept intent as evidence of control over complex transaction structuring. The audit trail behind this strand of financial and banking practice matters as much as the decision itself. Participants come from operational and oversight roles, and both perspectives on this aspect of financial and banking practice are used deliberately. The programme converts complex transaction structuring from an area of general awareness into a set of repeatable practices. Most organisations already have a policy on the financial and banking practice discipline; far fewer can show it working. They gain the ability to sequence improvements to the practice within financial and banking practice in an order their organisation can absorb. Comparative studies of complex transaction structuring across sectors find the same handful of failure points recurring. Participants apply this aspect of financial and banking practice to their own business line throughout, so the output is directly usable. The final module sets out how progress on this area of financial and banking practice will be evidenced six months later.
Expected Learning Outcomes
✓
Select indicators that show whether complex transaction structuring is improving, and reject those that only look useful.
✓
Validate the assumptions inside any model supporting complex transaction structuring.
✓
Build the control framework around complex transaction structuring that an examiner would accept.
✓
Distinguish the parts of complex transaction structuring that must be standardised from those that require judgement.
✓
Build the audit evidence that demonstrates complex transaction structuring operated as designed.
✓
Anticipate the objections that complex transaction structuring will attract internally and answer them in advance.
✓
Plan the remediation route when a weakness in complex transaction structuring is identified.
Who Should Attend
✓
Credit and underwriting officers assessing complex transaction structuring.
